Terms and Conditions

caxevithivara.com Terms and Conditions

Last Updated: June 19, 2025

These Terms and Conditions ("Terms") govern your use of the caxevithivara.com website and financial coaching services provided by caxevithivara.com ("we", "us", or "our").

1. Acceptance of Terms

By accessing our website or using our services, you agree to be bound by these Terms. If you do not agree, please do not use our services.

2. Services Description

We provide financial coaching and capital management education services. Our services include:

  • Individual coaching sessions
  • Educational courses and materials
  • Investment strategy guidance
  • Financial planning assistance

3. Important Disclaimers

  • Our services are educational in nature and do not constitute financial advice.
  • Past performance does not guarantee future results.
  • All investments carry risk, and you may lose money.
  • We are not licensed financial advisors or investment managers.
  • You should consult with qualified professionals before making financial decisions.

4. Client Responsibilities

You agree to:

  • Provide accurate and complete information.
  • Attend scheduled coaching sessions.
  • Make payments as agreed.
  • Take responsibility for your financial decisions.
  • Maintain confidentiality of proprietary materials.

5. Payment Terms

  • Fees are due in advance of services.
  • Payments are non-refundable after 7 days.
  • Late payments may result in service suspension.
  • All fees are quoted in South African Rand (ZAR).

6. Intellectual Property

All content, materials, and intellectual property remain the exclusive property of caxevithivara.com. You may not reproduce, distribute, or use our materials without written permission.

7. Limitation of Liability

To the maximum extent permitted by South African law:

  • We are not liable for investment losses or financial decisions.
  • Our liability is limited to the amount paid for services.
  • We exclude liability for indirect or consequential damages.

8. Privacy and Confidentiality

We maintain strict confidentiality of client information in accordance with our Privacy Policy and professional standards.

9. Termination

Either party may terminate the coaching relationship with 14 days written notice. Prepaid fees for unused services may be refunded at our discretion.

10. Governing Law

These Terms are governed by South African law. Any disputes will be resolved in the courts of South Africa.

11. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be posted on our website with an updated effective date.

12. Contact Information

For questions about these Terms, contact us:

  • Email: info@caxevithivara.com
  • Phone: +27 11 823 4567

By using our services, you acknowledge that you have read, understood, and agree to these Terms and Conditions.